Loan Calculator
Calculate monthly payments, total interest and full cost for personal, auto and consumer loans
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Private by design
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No installs, no waiting. Results in seconds, right in your browser, on any device.
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No sign-up, no watermarks, no limits. All client-side tools are free to use as much as you like.
Frequently asked questions
What loan types are supported?⌄
Personal loans, auto loans, and consumer loans are supported. The calculation formula is the same standard amortization for all — the categories are provided so you can compare typical rates for each type.
Does this include fees and charges?⌄
No — the calculation is for principal and interest only. Origination fees, processing charges, prepayment penalties, and other lender-specific costs are not included. Always check your loan agreement for the full cost breakdown.
Is this the same formula banks use?⌄
Yes — it uses the standard amortization formula. Most banks and lenders use this same formula. For verifying a specific loan offer, always refer to the official documents from your lender.
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